Malaysia's Trusted Loan Screening Platform
Instant Loan Eligibility
Reports in Minutes
Empower your real estate sales with WhoPay's comprehensive loan screening system. Check CCRIS, CTOS alerts, and calculate DSR instantly — helping you close deals faster.
3x
Faster loan pre-screening
80%
Fewer loan rejection surprises
24/7
Access for your negotiators
How WhoPay Works
SIMPLE PROCESS
From entering buyer details to sharing a clear eligibility report, WhoPay makes your loan screening workflow fast, consistent, and easy to explain to clients.
Step 01
Step 02
Step 03
Enter Buyer Details
Instant Analysis
Get Your Report
Capture your buyer's income, commitments, and basic profile in a simple guided form so every negotiator follows the same process.
WhoPay runs instant checks against CCRIS, CTOS alerts, and DSR thresholds so you see potential issues before sending anything to the banks.
Generate a clear, shareable eligibility report that helps your buyers understand their options and move forward confidently.
POWERFUL TOOLS
Everything You Need for Loan Screening
DSR Calculator
Instantly compute debt service ratios so you know exactly how much each buyer can realistically borrow.
CCRIS & CTOS Alerts
Spot potential credit issues early so you can set clear expectations before submitting to banks.
Bank Criteria Profiles
Compare buyers against typical bank thresholds with a simple pass / fail view for each scenario.
Eligibility Reports
Generate clean, shareable reports that help buyers and lenders understand their options at a glance.
Team Access Controls
Give negotiators the right level of access while keeping your agency’s loan screening process consistent.
Activity Tracking
Keep a history of every screening so you can follow up on warm leads and never lose track of a deal.
Pay-Per-Report
RM19 / report
Best for solo agents testing WhoPay on a few deals each month.
- Pay only when you need a report
- Full loan screening workflow
- Downloadable eligibility reports
- Email support
TRANSPARENT PRICING
Simple, Affordable Plans
Choose the plan that fits your volume. No hidden fees, just clear loan eligibility reporting to help you close deals faster.
Most Popular
Monthly Plan
RM149 / month
For active negotiators handling multiple buyers every month.
- Up to 40 reports per month
- Full CCRIS & CTOS alert checks
- Priority email support
- Future feature upgrades included
Enterprise
Talk to us
Custom plans for agencies with large teams and high volume.
- Unlimited negotiator seats
- Higher report volume tiers
- Dedicated success manager
- Custom integrations (by request)
★★★★★
"WhoPay has completely transformed how our sales team handles loan eligibility. We've seen a 30% increase in closing speed since implementation."
Sarah Chen
Director, Sky Development
TRUSTED BY INDUSTRY LEADERS
Powering Malaysia's Top Developers
★★★★★
"The instant DSR calculation and CCRIS screening save us days of back-and-forth with banks. It's an essential tool for modern Malaysian real estate."
Ahmad Razak
Head of Sales, IO Properties
★★★★★
"Accuracy is everything. WhoPay gives our negotiators the confidence to qualify leads accurately on the spot, ensuring fewer bank rejections."
Michelle Wong
Project Marketing Lead, muda Land
Our Story
About WhoPay
WhoPay was created to help Malaysian real estate professionals screen buyers before they submit to the banks. Instead of relying on guesswork, negotiators can now capture key details, run DSR and alert checks, and generate clear reports in minutes.
By standardising the screening process across teams, WhoPay reduces surprises, builds trust with buyers, and helps agencies close more confident deals.
Get in Touch
We're here to help you grow.
Have questions about our loan screening reports or pricing? Reach out to our team and let's discuss how WhoPay can streamline your sales workflow.
Phone
011-5444 2214
support@whopay.com.my